Learn How to Apply for an American Express Gold
What should I know before applying for an American Express Gold?
The American Express Gold permits the accumulation of 4 points for each dollar spent at restaurants, including for takeout and delivery. Additionally, you earn 4 points for each dollar spent at U.S. supermarkets (for up to $25,000 in annual spending).
For other expenses, cardholders can earn 1 point on every dollar, with the potential for this to triple for travel bookings. The card also offers annual statement credits worth up to $120 for dining and $120 more in Uber Cash for Uber eats orders and rides in the U.S., which practically lowers the $250 annual fee to under $10.
This card sets itself apart from the pack with a generous welcome bonus of 75,000 Membership Rewards points, which are attainable by spending $4,000 within the first six months.
The card provides 4 Membership Rewards points for each dollar spent at restaurants and U.S. supermarkets, capped at $25,000 in supermarket spending every year.
Despite being focused on rewards, this card appeals to food lovers and travelers, offering flexibility in points exchange and permitting up to five authorized users without additional costs.
The assorted benefits make it an irresistible option for those keen to maximize rewards while also enjoying dining experiences.
Who is Eligible to Apply?
To be eligible for an American Express Gold card, three basic conditions must be met. Firstly, individuals must have a credit score of 700 or above, reflecting sound financial health.
Second, applicants must be at least 18 years of age, signifying they have reached the legal age of adulthood. Lastly, only U.S. citizens or lawful permanent residents can apply.
Besides these conditions, applicants must submit their Social Security number, Individual Taxpayer Identification Number (ITIN), or passport details.
Meeting these conditions sets the stage for potential cardholders to take advantage of the features and benefits extended by the American Express Gold Card.
The high importance given to a solid credit score emphasizes the relevance of financial accountability, while the requirements for age, and citizenship status form the basic elements of eligibility.
How to Apply for an American Express Gold?
Like most contemporary cards, and all American Express cards, the application is completed online. Upon accessing the application site, potential cardholders must enter their personal details.
Since this card is designed for individuals with outstanding credit, the application process might take longer than usual, but it’s not overly complicated.
Existing American Express customers may have their application process expedited. For a new application, one must provide details such as a full name, telephone number, email address, and a detailed account of income and expenses.
Once the above is done, the application is subjected to a review to determine card suitability. Approval is followed by an email with instructions on how to obtain the American Express Gold credit card.
Note that Amex cards are always dependent on brand availability. Thus, it is not rare for applications to be temporarily halted due to high demand, and applicants should be aware of this.
Additional Information
The Amex card is equipped with all the technologies necessary for a wide range of payment types, including PIN, card, contactless, or digital wallets.
Users can enjoy no extra charges on international transactions, discounts on purchases, preferential access, and special points at restaurants through American Express benefits.
Furthermore, users can be assured of the card’s security, with fraud protections in place and a responsive customer service team on hand to assist with any issues.
Therefore, the Amex Gold is a solid choice in terms of comfort, security, and the exclusive quality of a widely accepted card globally.
Interested in hearing about another option?
The Amex card may not be the easiest to qualify for due to its premium services that generally require a higher income and spending threshold.
However, there are other suitable options in the U.S. market, like the Citi Double that provides 2% cashback on qualifying purchases backed by the security and reliability of Citi, one of the country’s most significant banks.
